Traditional mortgages, offering the facilities of redraws, ATM access, internet & telephone access, mortgage offsets, extra repayments and split accounts and competitive rates.
Interest Only Loans
Popular with investors, offering a variety of extras such as the facility of making extra repayments and split accounts for tax and accounting purposes and receiving rental payments and dividends directly into the loan account.
Lines of Credit
Popular with small business owners, offering the flexibility and facilities of cheque books together with immediate access and split accounts for tax and accounting purposes.
These rates are higher and aimed at the self employed market whose tax returns would challenge the full documented loan approval system. Individuals have the facility to submit tax returns and convert to a full documented loan at a later date with a reduction in their interest rates.
Aimed at older citizens wishing to release equity in their properties to aid retirement and other purposes.
Short term facilities for commercial business purposes, suitable for sophisticated investors.
Facilities for individuals to construct their dream or investment home. Council approved plans and fixed price building contracts are required.
Insured by major institutions, offering the facility as an alternative to cash when exchanging on property purchases